They say that only after getting insurance, you find out the real price of your car. But having got into an accident, many agree that compensation for funds for car repairs is always appropriate - in any quantity and at any time.
Practice shows that very often after an accident, a very long and unpleasant "paperwork" begins - this is the preparation of certificates and protocols, waiting for a court decision, and so on. At the same time, car repairs often cannot wait and the owner of the car has to spend money from his own pocket for car breakdowns.
But today insurance companies have come to the aid of drivers, the main goal of which is - ensure and optimize the process of recovering funds after losses. Also, insurance managers quickly solve the nuances with the courts, police and other services that can slow down the process of paperwork after an accident.
When it comes to the pros, don't forget about commitments. The legislation provides that the presence of a policy of compulsory insurance of civil liability of owners of land vehicles (OSAGO) is a necessary document for every driver, the absence of which may become a reason for imposing penalties.
This type of insurance policy works as follows. If the owner of the MTPL policy got into an accident and caused damage to the vehicle or passengers of another car, then the insurance company will reimburse all the damage that the court will appoint instead of the driver.
Thus, any driver can insure his civil liability for damages caused to third parties.
You can buy or order an insurance policy for a car in almost any insurance company. But only some firms can damage their positive reputation and, for example, offer the buyer a policy online without leaving home or office. This opportunity offers its customers and insurance company "SOGAZ".
What documents are needed for registration of OSAGO online?
The policy of "car insurance" (a synonym for the word OSAGO) in any insurance company is issued only if the necessary documents are available. A list of all the papers that you may need can be found at a consultation with an insurance company or in our publication.
List of documents for registration of OSAGO:
- vehicle registration certificate ("technical passport") or vehicle passport;
- a valid vehicle technical inspection coupon;
- passport (a document that confirms the identity of the driver);
- driver's license;
- identification code;
- power of attorney to drive a vehicle (needed if insurance is issued for a driver who is not the owner of the vehicle);
- power of attorney for the right to represent the interests of the company (in the case of an insurance policy for a legal entity);
- certificate of state registration and seal of the organization (for a legal entity).
The list of required documents provided by us is conditional. Because each insurance company has its own requirements and rules that must be followed.
For example, you may be asked for a previous insurance contract during the paperwork. So you can check the driver against the database of road accident participants, scammers, or even offer him a profitable discount as a regular customer.
Note that if you purchased a new car or imported a supported vehicle into the territory of the state, then you have ten days.
In addition to buying "car insurance" in an insurance company, you can buy other types of insurance contracts.
Online insurance
Then everything is simple. With this list of documents, you go to the website of the SOGAZ insurance company in the window, select “Making an insurance policy online / calculator”.
In the system, you must definitely select:
During the completion of the contract, the buyer will be provided with automatic tips and recommendations on time, so the probability of making a mistake is minimized.
Note that on the company's website you can order an insurance policy and even try independently calculate the cost of an electronic OSAGO policy... The calculation formula is very simple and straightforward.
After that, the calculator will show you the amount for the insurance policy and offer to buy it online. You just have to check all the data and pay the cost of the document.
The cost of an insurance policy for a car will depend on the brand of the car, the driving experience of everyone who will drive the car, as well as the place of registration of the car and the amount of bonus malus - the insurance company's discount system.
The cost of the CTP policy in Moscow varies from 5,000 to 10,000 rubles .
Also, we would like to point out that during the online registration of an insurance policy, there is a direct contact between the client and the insurance company, so the cost of the document can be much cheaper than the insurance agent or broker told you earlier.
The presence of an additional link in the process of car insurance can affect the growth of the price of the insurance policy.
What you need to know about SOGAZ?
SOGAZ is one of the largest insurance companies that has existed since 1993. It is the first Russian insurance company to receive a 'BBB +' long-term credit rating from the Chinese agency Dagong in Russian and foreign currencies (outlook stable).
The main branch of the company is located in Moscow, and the company's representative offices can also be found in 7 districts. In total, the company has 79 branches throughout the country.
Today SOGAZ serves clients such as:
- Gazprom
- Bank Russia
- Gazprombank.
An insurance company can insure:
- almost all types of existing vehicles;
- human life and health (during work, leisure and travel, sports and so on);
- home and equipment, apartment, office, business and read buildings;
- human responsibility to third parties;
- investments and savings;
- vehicles;
- children.
All consumers of any insurance services from the company are provided with affordable and high-quality service and a package of services, timely service and assistance in insurance cases.
The popularity of the SOGAZ insurance company
SOGAZ stands for records and achievements, feedback from grateful customers and huge potential in the future.
SOGAZ today:
- Proven reliability
- High level of stability
- Regular and decent payments for insured events
- A universal approach to each client
Contacts:
- In Moscow You can contact us for help at Ulansky lane, 26,
- In St. Petersburg our branches can be found on Cheboksarsky lane, building 1/6, letter A (metro station "Nevsky prospect", exit to the "Griboyedov Canal") entrance from Malaya Konyushennaya street or along Bolshaya Zelenina street, 8/2
