Alexander:
3. The cost of OSAGO does not depend on where you buy the policy. It is calculated depending on the place of your registration. within 10 days is possible.
4. Write down the place where the transaction actually takes place.
5. You also need a vehicle passport (PTS).
Good luck on the road!
hello, my question is. When drawing up the purchase agreement, I indicated the name of the seller from the passport, but it (due to the change of surname - I got married) does not match the name on those passports ... what to do? Will there be any problems when registering with the traffic police?
There will be. The full name in the TCP must match the full name in the DCT.
Ekaterina-55
Hello! We buy a car in another region, we will change the numbers accordingly. When registering a car with the traffic police, you need an MTPL policy. That is, the old numbers will be indicated in the OSAGO?
Good afternoon, tell me how to arrange a car for yourself step by step with the sale and purchase and the presence of the seller directly at the traffic police, so that it acts as a guarantor, in which case. The seller does not have a valid OSAGO policy.
Catherine, Hello.
When buying a CTP, it will contain the old number. After changing the registration data and receiving new numbers, you should contact the insurance company again to add a new number to the policy.
Good luck on the road!
Scorp333, Hello.
Officially, the traffic police does not provide such services and cannot be a guarantor.
Good luck on the road!
Hello! I bought a car but did not write anything in TCP. The traffic police can fill in themselves?
the previous owner had to sign in the TCP (well, since he did not sign what you will do), everything else is filled in by the traffic police themselves and you only sign as the new owner.
Hello! Please tell me whether it is obligatory to show the car for inspection at the traffic police? Is it necessary to have insurance to register a car with the traffic police?
Daria, Hello.
Purchasing insurance and inspecting the vehicle is mandatory.
Good luck on the road!
Maxim-136
Good day! I bought a car under a dkp, I have not registered it yet, if I issue my thoughts to my wife, can I do it if the seller concluded dkp with me? Thank.
Maksim, Hello.
To register a car for your wife, you need to draw up a sales contract or a donation contract between you and your spouse. In this case, the traffic police will have to provide all the existing contracts (monetary policy between the seller and you, monetary policy between you and your wife).
Good luck on the road!
Good afternoon, I'm buying a car through a friend, I'm in another city. What is the best way to make a purchase, a friend will issue a dkp for himself and then give it to me or otherwise?
Hello, Linar.
1. If your friend first buys a car and then sells it to you for the same amount, he will have to file a tax return early next year. You will not have to pay tax.
2. You can make a notarized power of attorney, in the text of which you allow your friend to purchase a car on your behalf. In this case, the friend will sign the contract on your behalf.
3. You can agree with a friend and seller about the following. You design, sign and send to a friend. After that, the seller signs the contract, and the friend gives him the money.
Choose the option that is more convenient.
Good luck on the road!
Mikhail-150
I work in 4/4 shifts. I earn, in principle, normally, I am not complaining. But six months ago, my wife and I had a second child and the money was not quite enough. My wife is on maternity leave, so I decided that I needed to find some alternative part-time job that I could combine with my main job without falling off my feet. I decided that taxing was a great solution. It remains only to buy an inexpensive car, the most suitable for this. I was looking for a normal car in the Internet for a long time. As you can imagine, I bought a car there that was suitable for the unstable life of a taxi driver. Everything went well. The documents are in perfect order. Surprisingly, I am satisfied.
So and the story about how you either bought a patent, entered into an agreement with some gang for the provision of dispatching services, how did you register in a database, when will it be?
Good day!
Tell me I buy a car from a person who did not register it and drove without it, as a result, numbers and a certificate were removed.
What are the options to put it on record with the traffic police, there is no insurance or technical inspection.
Oleg, Hello.
If the documents and numbers are withdrawn precisely because the new owner did not register the car, then there will be no special problems.
When contacting the traffic police, you will need your purchase and sale agreement, as well as the original agreement between the previous owners. You can buy OSAGO on the basis of PTS.
Good luck on the road!
That is, in your opinion, money can be paid before receiving the car? Or is it safe for the buyer right after the registration of the dkp? You know, I don't want to throw almost a million into the wind))) And the car I like so much and goes through all the bases (even the mileage is not twisted))), which is already strange)
Pavel, theoretically, you can agree with the seller, for example, that you will transfer the money to him in a day / week / month and draw up this period in the contract. However, the seller also parted with a million (in the form of a car), so it is unlikely that he will agree. Because the likelihood of running into a fraud on the part of the buyer also exists.
What danger do you see in the transfer of money?
Sergey-583
Good day! Under the contract, my wife gives me a car (2012 onwards). In OSAGO (05/04/2018, fresh) we are entered together.
1.To register with the traffic police, do I need to reissue OSAGO or can I do it after registration?
Thanks in advance for your answer, Sergey.
Sergey, Hello.
1. To register, you will need a new OSAGO policy, where you will be indicated as the owner of the vehicle.
2. It is possible. Currently, the numbers are saved by default unless you check on your application that you need other numbers. Please note that the rooms must not be damaged.
Good luck on the road!
1. I buy a car. If he already has a CTP policy (for an unlimited number of persons allowed to drive the vehicle) and a diagnostic card for this year, is it possible not to buy a new CTP policy or is it mandatory?
2. If there is no more space left in the vehicle passport for entering new owners. Is it possible that not the seller, but the buyer (so that the seller does not wander once again), the car went to the traffic police with all the documents of the old PTS and there he would be given a new PTS with all the changes?
1. We need a new policy, where the new owner will be indicated as the policyholder. Theoretically, the policyholder can apply to the UK to amend the current policy, namely, change the owner.
Hello! I am the owner of a car driven by an ex-husband, while driving for a long time without taking out insurance, without a CTP policy at all. I want to sell him a car. The fact that at the same time he will have to buy a CTP policy, where he will be the owner, is understandable. But we will not be able to complete the deal if the car is not insured before the sale? Is it possible for me to issue an OSAGO policy for a minimum period in order to save money? For example, for a month or a week?
Yulia, Hello.
But we will not be able to complete the deal if the car is not insured before the sale?
The previous owner's insurance does not matter in this case. You can sell a car without OSAGO. Those. you do not need to take out insurance. Just fill in.
Good luck on the road!
Hello! I am a citizen of Kazakhstan, I am in Moscow ... I want to buy a car and register it for my sister, a citizen of the Russian Federation, who now lives in Kazakhstan ... can I do this by a power of attorney written there and where to get a sample? In the future, I am going to leave for Kazakhstan with this car! Thanks for the answer!
Zhenya, Hello.
Good luck on the road!
And you can clarify why in this case you need a notarized power of attorney? Why isn't handwritten enough?
wowick, Thank you for your comment. You are right, a handwritten power of attorney is suitable for this transaction, it is not necessary to contact a notary.
Good luck on the road!
Sergey-721
The purchase of a used car must be accompanied by a thorough check of the vehicle documents and its technical condition.
To make a successful purchase of a supported car, you need to know a few tips:
What papers do you need to fill out?
The main document when buying a supported car will be a sales contract (DCT). Before the transaction, you need to print out the form in triplicate (you keep one for yourself, the others you hand over to the seller and to the traffic police). Of course, you can write it by hand, but this option will not be very pleasant to the traffic police, besides, you can make a mistake and skip one of the paragraphs, then the document will be considered invalid at all.
If you are afraid to draw up a sales contract yourself, you can contact a notary. It will cost you inexpensively (about 1000 rubles), but it will definitely save your time and reduce the risks of an unsuccessful purchase.
General list
- Passport confirming the identity of the buyer.
- Driver's license.
This is the usual package of documents for buying a car with cash.
Not every buyer has the opportunity to pay the entire amount in one time, so some sellers provide the opportunity to purchase a car on credit.
We provide a complete list of documents that will be needed when buying a car in.
What do you need from the seller?
Of course, for a successful sale of a car, the seller must also thoroughly prepare and take into account the mandatory package of documents required when drawing up a sales contract. What documents are needed to buy a car?
- Identity passport.
- Vehicle passport.
- Certificate confirming the act of registration of this transport.
- MTPL insurance policy.
What other documents are drawn up when buying a used car?
Acceptance certificate for DCT
The acceptance certificate is drawn up in addition to the purchase and sale agreement. It is needed in order to take into account additional conditions that are mandatory on both sides. The acceptance certificate is also drawn up independently.
It indicates the data of both parties, the state of the vehicle at the current moment and the value of the car set by the seller. The acceptance certificate is drawn up in 3 copies, as well as the purchase and sale agreement (for the buyer, seller and traffic police officer).
Is it possible to buy a used car without Title?
You can definitely buy a car without a vehicle passport. Such situations occur when a car is sold for which the loan has not yet been paid, and its TCP is still in the bank. In this case, a receipt is taken from the seller and after he fully repays the debt in the bank, he returns the TCP to you.
Buying a used car without PTS is a very big risk for the buyer. So the buyer can lose both his money and the purchased car.
What will the buyer get after completing the agreement?
After completing the purchase and sale agreement, the buyer receives in his hands:
- 2 copies of this agreement;
- vehicle passport;
- vehicle registration certificate;
- car keys;
- and also often leave metal license plates.
All documents must be carefully stored so as not to resort to making a duplicate, as later this may cause serious problems.
What should be done after purchasing a used vehicle?
After receiving these documents the buyer is obliged to register the car within 10 days, otherwise, he will be fined from 1,500 to 2,500 rubles.
After the purchase, the first thing you need to do is to undergo a technical inspection at the traffic police, having previously paid a fee for this and writing a statement. When inspecting a newly purchased car, they are convinced not only of the serviceability of all its components, but also of the absence of the car theft. After the inspection, the driver is given a diagnostic card.
The diagnostic card of the car contains all the information about the technical malfunctions of the car and all its components. It is needed in order to fix the state of the vehicle at the current moment and make sure that it can be used.
If it is impossible to further use the vehicle due to its technical malfunction, the diagnostic card must display all information about the identified inconsistencies with safety requirements, which the vehicle owner, in turn, must eliminate within twenty days, after which re-apply for inspection.
Then you need to issue an OSAGO insurance policy. Now there are many ways to do this, but the easiest way is to come to the insurance company, where your policy will be issued within an hour. This is a compulsory state insurance of motor third party liability of vehicle owners.
In accordance with the law on MTPL and the Traffic Regulations, every car owner in the Russian Federation must have or buy a MTPL policy. Its cost will depend on the make of your car, model, year of manufacture and technical data.
Well, in the end, you will need to get the state registration of the car in the traffic police. It's easy to do and you can handle all the documents in 3 days.
Buying a used car is far from the worst way to buy it. It is much cheaper to buy a car from the hands than a new one from the salon. And, given the new procedure for car registration, it is also much easier.
One has only to remember that for a successful purchase of a car, you need to be careful when checking all the documents and not trust the seller at his word. And also do not forget to draw up documents for the car on time, so as not to receive further fines.
If you find an error, please select a piece of text and press Ctrl + Enter.
How did you resell a car in the old days? To check for legal purity, we drove with a potential buyer to the traffic police post, before the sale they removed the car from the register, the purchase and sale agreement was drawn up in the "commission", the money received was checked there, and only then the new owner again went to the traffic police to register the purchase and get new numbers. Now you can check the history on the Avtokod portal, the procedure for deregistering “for sale” has been abolished, and an agreement can be drawn up and signed without giving hard-earned rubles to parasites-intermediaries.
So, the buyer has been found, the price has been negotiated, and you can start the deal. To begin with, make sure that the TCP has at least one free column where you can enter the data of the new owner. If the main document of the car has already been filled out, you will have to get a new one from the traffic police. Otherwise, there will be no place to reflect the information about the buyer. Moreover, we do not recommend changing the form on your own initiative in advance. The inscription can scare off a potential buyer, and the sale will drag on. It is better to show the original, which will show the history of the car.
How to fill out a car purchase agreement?
The sales contract can be written on a blank sheet of paper, but it is easier to download such an agreement (links to samples of necessary documents at the end of the article) and print. You can fill in the required fields by hand. Only it is better to fill out the entire contract with one hand and one pen, so that the new owner does not have additional difficulties when registering with the traffic police. The inspector may question the authenticity of such a document.
The date and place of its preparation, the value of the vehicle, the last name, first name, patronymic of the seller and the buyer, their addresses and passport data, identification data of the vehicle (brand, model, color, year of manufacture, VIN), series, number, the date of issue of the vehicle passport (PTS), as well as the data of the registration document (STS) and state number (if any). It would be useful to indicate that the buyer accepts the vehicle in good condition and has no claims.
The contract is drawn up in triplicate. One remains with the seller, two - with the buyer, who, in turn, will give one to the traffic police when registering the car.
How to fill in the TCP?
Now you can start filling out the TCP. In the new field (there are six of them on the form), you need to indicate the full name of the new owner, his registration address and the date of the transaction. In the column "Title deed" we simply indicate "Sales contract from such and such a date." The seller (former owner) and the buyer (current owner) put their signatures below. If the car is sold by a legal entity, it will need to be stamped.
When to transfer money?
Exchanging money for a car is the most slippery issue of the deal. Each of the parties (and most often these are strangers) to a certain extent does not trust the partner. From a legal point of view, ownership is transferred with the signing of a purchase and sale agreement. Therefore, after filling out the contract and TCP, it is better not to put signatures in them right away. It is more correct to do this directly at the time of calculation. receives money, the buyer - documents and car keys. At the same time, the parties, with their autographs in the agreement and PTS, certify that the transaction has taken place.
Do you need a vehicle acceptance certificate?
In addition to the above documents, we recommend drawing up an acceptance certificate for the machine. He will separately confirm the fact of the transfer of the property to the new owner. The exact time must be entered in it. The fact is that the law gives the buyer ten days to re-register the car. Until then, it belongs to you for security cameras. With the help of the contract and the act, the "letters of happiness" received after the sale can be challenged, at the same time providing the traffic police with all the data of the real offender. Just keep in mind that only 10 days are allotted to appeal a fine from the date of entry into force of the resolution. So immediately after the sale of the car, it is advisable to track information about fines on the traffic police website, in order to promptly appeal them if something happens.
What documents remain with the former owner, and what are transferred to the new one?
The former owner gives the PTS to the buyer. Later, the traffic police will enter the remaining information into this passport, and the STS will issue a new one.
As for the previous certificate of registration of the vehicle, it is usually given to the new owner, and he, in turn, submits this document to the traffic police when the car is re-registered. So the inspector has less reason to doubt the legality of the car sale transaction. But formally it is not necessary to hand over the STS to the traffic police.
Moreover, if there are doubts about the good faith of the buyer, it is better to keep the STS with you. Indeed, in theory, the new owner will be able to drive with your STS until you contact the traffic police for deregistration. All this time and transport tax.
Replacement of numbers
License plates remain on the vehicle. If the seller wishes to keep the numbers for the next car, he must first re-register the car before selling it. The old "cans" will remain in storage in the traffic police department for 180 days, with the new ones the vehicle will be transferred to the buyer. In turn, the buyer can also ask to replace the numbers when registering the purchase in his name.
Do I need to issue a new OSAGO policy?
The CTP policy remains with the previous owner. In it, you can change the list of persons allowed to drive and the owner of the car, but not the policyholder. And this is the main person for the insurance company! In the event of an accident, she will conduct business with him - the old owner. That is, the new owner will have to look for a seller or, at the time of buying a car, take a power of attorney from him to represent the interests of the insurer. Is this complexity worth the few thousand rubles saved?
But the seller can still benefit from the old CTP policy. It is enough to come to the office of the insurance company and write a statement about termination of the contract and the return of part of the paid insurance premium. Interestingly, the law does not allow you to do this procedure “just like that” (for example, if you decide not to use the car for several months). The insurer must provide documents confirming the fact of the sale of the car.
To issue a new CTP policy, the buyer of the car must first receive it. So, if it hasn't expired yet, the seller can give it to the new owner. Please note that the buyer is given 10 days from the date of the transaction to issue a new CTP policy.
Outcome
First, we fill out the sales contract, TCP and the acceptance certificate. We sign all three documents simultaneously with the transfer of money. Title, license plates and diagnostic card are transferred to the new owner. The CTP policy remains with the seller, the STS - by agreement of the parties.
Buyer-provided documents
Often, all that is required of the buyer is a personal passport or passport details and a driver's license. Make copies of your documents in advance, which you will leave to the seller after the deal is concluded. However, if the seller is not interested, you can do without it.
Mandatory documents provided by the seller
Below is a list of documents that the seller is obliged to provide to the buyer before making a transaction for the sale and purchase of a used car:
- Vehicle passport. You must be provided with the original. If not, you have the right to demand an explanation from the owner of the car, because it may turn out that the car is not subject to sale due to its being pledged by the bank. When examining the TCP, pay attention to the degree of its filling. At least one field must be free to record the new owner of the car. Also check for the required seals.
- Vehicle registration certificate. However, you need it if the seller has it in order to reissue it with the traffic police. If there is no certificate, then when registering the car, a new certificate will be issued with your data.
- Personal passport of the car owner.
The listed documents are obligatory for their inclusion in the sales contract.
Supplementary documents provided by the seller
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When purchasing a used car, the buyer has the right to ask the seller for documentation, which has the status of additional, but desirable. These include:
- driver's license;
- insurance policy;
- service book;
- photocopy of personal passport;
- operating instructions for the car and the systems built into it.
It is likely that not all documents will be available. However, providing a larger package by the seller is the key to a good faith and successful transaction. They will calm your vigilance and serve as proof of the seller's honesty.
Documents for the transaction
Do not forget to check the vehicle history before filling out the paperwork. This can be done using the Autocode online service. Here you can find out by VIN or license plate:
- real mileage of the car;
- participation in an accident;
- the presence of traffic police restrictions;
- availability of pledges, arrests, loans;
- oSAGO data;
- technical inspections;
- customs history;
- history of penalties.
You checked the car, made sure that everything is in order with the documents provided by the former owner. We proceed to the deal and draw up the sale and purchase documents.
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These include:
- Contract of sale. The first among those required to complete the transaction. To be completed in two copies: one remains with you, the other with the seller. You can read about how to correctly fill out a car sale and purchase agreement on our website: How to fill out a car sale and purchase agreement.
- Suppose the seller insists on the transaction on the basis of a power of attorney. This should be treated with caution. A used car should be purchased only under a sales contract. The danger of a different method lies in the fact that an unscrupulous seller can easily revoke this power of attorney, as a result of which you have a risk of being left without a car or without money.
- Acceptance certificate. It is recommended to make it a separate document in order to increase its legal force. The act reflects the actual condition of the used car.
- The financial receipt is your guarantee against fraud or gray schemes. It is preferable to draw up such documents whenever transferring large amounts.
The executed sales contract must be certified by a notary. Otherwise, your rights to the car will be illegal.
Documents required when buying a used car in the showroom
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Some car dealerships offer handheld vehicles and also reduce the risk of buying a used car. In addition to the above documentation, the dealership is required to provide the following:
- Service book, which indicates what the car has been repaired.
- Documents confirming the purchase of a car. This includes receipts and proof of initial payment.
At the end of the procedure, you will receive the keys to the car and vehicle title, where your data and signature must be entered.
Documents required when buying a car on credit
If the purchase of a car is not possible with the accumulated funds, contact the bank for help in obtaining a loan. There is a standard list of required documentation, but each bank has its own requirements. Something may not be required at all, but somewhere else they will ask more than what is listed below:
- personal passport and other documents confirming the identity of the buyer;
- employment history;
- certificate of income for the last few months;
- an application completed on the bank's letterhead for a loan;
- data about the car seller;
- data on the loans available to the buyer.
- purchase and sale agreement for the purchased car.
In addition, you may be asked for information about education, marital status, property in possession, etc.
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Purchase on lease - the case when a used car is paid for with a deferral for the residual amount. The difficulty is that when purchasing a car in this way, you need to make a one-time fee, greater than the subsequent payments. It is better to entrust the execution of such an agreement to specialists who are well versed in this. The package of documents is the same that is required to be provided to the bank when applying for a car loan.
Documents required to purchase a car for maternity capital
The State Duma is discussing the use of maternity capital to buy a car. Options for extending the law are being considered, but, unfortunately, there is still no consensus.
We told you what documents are needed to buy a car from hand. After buying a car, the sale and purchase transaction is completed, registration and insurance, now your car.
