Is the program worth the first car. Used cars from officials: profit or empty overpayment? Internal combustion engines

As of August 1, 2017, 360 thousand cars manufactured in Russia were sold thanks to government programs of concessional lending. Despite this, Denis Manturov, Minister of Industry and Trade, announced that by the end of the year these figures are planned to be increased to 670 thousand. He stressed that out of 300 models on the market, 77 can be purchased at preferential terms... This list includes: LADA (Kalina, Granta, Vesta, Largus, LADA 4 × 4, XRAY); models assembled on the conveyor belt of AVTOVAZ and LADA Izhevsk (Datsun mi-do, Datsun on-do, Nissan almera); all UAZ models (Hunter, Patriot, Pickup).

Lada Granta leads the program

Considering that the model purchased on preferential terms should be exclusively in basic configuration, the most popular among domestic novice drivers is Lada granta, on which you can 38 thousand 900 rubles (the price without a discount - 389 thousand 900 rubles), and families most often choose the spacious Vesta and Largus models. On the first one you can save almost 53 thousand rubles, purchasing it for 479 thousand 900 rubles, and on the second - 54 thousand 590 rubles (the price is 491 thousand 300 rubles).

Imagine: you drive up to the traffic police post, the inspector waves his baton. Routine ID checks or some kind of raid against drunk drivers, you suppose. License, registration certificate, OSAGO - everything is in place; you do not know any road traffic sins behind you, so you stop with peace of mind. However, the inspector immediately stuns you, stating that the car is on the wanted list. How? Why? Due to the abandonment of the accident site, article 12.27 of the Administrative Code. But you didn’t leave the accident site, you didn’t get into an accident at all! The Inspector shrugs, it's none of his business. In the end, you write a receipt obliging you to appear in the accident investigation group, and you leave in confused feelings.

What is this - a mistake that is not worth a damn? Someone confused the numbers? Perhaps. But it could also be that you are under the hood of scammers. They act according to the following scheme: for a pittance they buy out broken parts on car analyzes, install them on their car and look for a victim with suitable injuries. For example, if the crooks have a broken rear bumper, they need to find a car with a dented front, and so on.

After which they declare to the traffic police that they were in an accident, and the culprit disappeared - and report the data of your registration plate... In the parsing group, the alleged victims, of course, "recognize" you; the evidence presented looks strong enough that you may well be found guilty.

The goal of the car carriers, however, is not you personally, but your insurance company: it will allocate funds for "repairs", which the crooks will share and go to look for the next victim. But you will also lose money: the purchase of the next MTPL policy will cost more due to insurance recourse. And, most importantly, you will lose your rights for a long time, and completely innocently.

How can you avoid this? AiF.ru turned to a lawyer for advice Vadim Bagaturia.

Legal commentary: “First of all, you need to calm down and not panic: it depends on your composure whether you remain with your rights or become a pedestrian. For leaving the scene of an accident, part 2 of Art. 12.27 of the Code of Administrative Offenses does indeed provide for the deprivation of the right to drive a vehicle for a period of one to one and a half years. Because of this, in pursuit of "disclosure", inspectors will be a priori opposed to the driver. Therefore, despite the presumption of innocence - when state bodies must prove the involvement of a citizen in an offense, it is better to thoroughly reject all the arguments of the traffic police yourself.

It would seem: the most reasonable argument is a statement about the absence of damage to the car. However, the traffic police immediately parried him: during the search, you repaired the defects. Then it is necessary to mention Art. 26.4 of the Administrative Code and require the appointment of a motor transport examination, asking the expert questions about the presence and limitation of damage. However, in practice, the chances of satisfying such a request are small, since the appointment of an expert examination will greatly delay the time of the proceedings and there is a possibility of the expiration of the statute of limitations for prosecution. I repeat that the traffic police are not interested in seeking justice, they are more interested in their own statistics.

If this does not work, submit a petition in accordance with Art. 26.7 of the Administrative Code on admitting to an administrative case, for example, an act of acceptance of a vehicle from a car service, if you applied there after the date of the alleged accident. The detail of telephone connections can confirm your presence in another place, respectively, you can safely talk about an alibi. Recording from a DVR will also not be superfluous. Bring witnesses to your location at the time of the accident in another place with you. This is provided for by Art. 25.6 Administrative Code.

And you can also appeal to the conscience of the inspector and ask to "punch" the applicant through the database administrative offenses perhaps it will turn out to be able to convict him of dishonesty. At the same time, what I do not recommend doing under any circumstances is to give a bribe for a successful resolution of the situation - it is better to spend several months on bureaucratic procedures than to get a criminal record and become a criminal. "

Note that this is not the only fraudulent scheme that has spread recently. For example, the Leninsky District Court of Chelyabinsk is currently considering the case of an organized criminal group that specialized in car fences. The "crown trick" of the crooks was a trick with an imaginary victim who ran out on crosswalk under the wheels of slow moving vehicles. The fraudster presented himself as an employee of the Investigative Committee, and his accomplices acted as witnesses to the accident. The intimidated motorists paid the crooks from 500 thousand to 1.5 million rubles. The gang's proceeds for all episodes amounted to 2.8 million rubles.

Buying a new car is not available to all citizens, so many people prefer secondary market... Used car deals often exceed car dealer sales.

But it must be remembered that buying a used car “with hands” involves many risks.

If you buy a car, do not rush to pay or sign a purchase and sale agreement. Before buying, you should check the car at the bases to make sure that the car is not listed in theft, arrested, or has not been involved in an accident.

Buying a vehicle after an accident is the most common problem... The consequences of the accident are carefully masked, and serious technical defects and malfunctions during operation are revealed some time after purchase.

Calculate visually broken car experienced drivers or professional experts who can be invited for a pre-sale inspection and test drive. We will learn how to check a car for an accident.

When buying a car "from hand", a new car owner starts driving it, and after a while it turns out that some of the car's systems are malfunctioning due to an accident in which the vehicle was a participant.

Also, the car can be hijacked, or it is arrested by bailiffs with a court order in their hands. Wrecked car, albeit well repaired, not every motorist wants to buy.

Checking will help you find out:

  • real mileage and participation of the car in an accident;
  • whether the vehicle is on the wanted list or stolen;
  • whether arrested by a court order.

We will find out how to check if the car was in an accident, and other facts from its history. The potential owner will need the VIN number of the vehicle... This is a unique code vehicle.

If the seller has nothing to hide, he will provide it to you. Only by number driving license the participation of a car in an accident is quite problematic to find out. Better use the VIN number.

Checking a car for an accident by VIN-code on the traffic police website is carried out very quickly and free of charge. You need to go to the site: http://www.gibdd.ru/check/auto/, enter the VIN-code data and request a check for participation in an accident.

But when checking only accidents from 2015 are taken into account.... Also on the same page you can check the car for any restrictions or being wanted.

In the same place, at the bottom of the page, there are links with which you can check the car for being pledged (service of the Federal Notary Chamber), as well as data on compulsory civil liability insurance (PCA website).

If you have any problems, you can send an email to technical support.

At the stage of checking the car history online, check the car you like on several Internet resources at once. Some reviews indicate that the check using the traffic police website does not always work correctly.

Autocode

This is a specialized portal that was developed based on state program to check vehicles by numbers or a special VIN number.

In addition to the necessary information, a photo of the car is provided. The check is carried out quickly, by license plate or VIN-code. The necessary information is entered into the search, a check is performed. If information about the vehicle is available, it can be redeemed at a minimum cost.

Each report offers information gathered from a wide variety of resources to maximize information completeness.

Using the portal, you can check the driver for an accident, and also find out:

  • characteristics of the vehicle configuration (color, year of manufacture, registration, power, engine displacement);
  • mileage information;
  • the fact of participation in an accident, photos of damage;
  • whether the car was used as a taxi;
  • whether he was, is he still wanted;
  • whether a loan has been issued for the car;
  • information from customs services;
  • data on renovation works ah (if the data went through insurance companies);
  • another useful information.

Autocode is a site that provides information about accidents in which a car was involved, as well as other useful information about a specific vehicle.

There are many websites to check cars in 2019. Let's note some of the most popular ones:

Let's figure out how to check a car for participation in an accident?

As noted above, the car may be flawless from a legal point of view, but the owner could simply not register an accident or not apply for compensation to insurance company, but to repair the car at your own expense.

If you are not a specialist, do not neglect full check the vehicle that you are going to purchase.

Pre-sale inspection of a car before purchasing is a very important service. It is better to entrust the check to a private independent specialist who provides professional expertise.

Intensive operation, an accident will leave a mark on the mechanisms of the car, body, interior, even after a thorough and expensive repair. With the help of a professional examination, hidden defects can be revealed.

Professional diagnostics consists of:

  • visual inspection;
  • computer diagnostics;
  • checking the car in motion.

The first two points identify the technical condition of the vehicle. The expert uses tools, instrumentation, personal experience, computer equipment.

Computer diagnostics are the most accurate. Working units are checked, brake system, camber, engine.

A good expert “feels” the car as it moves. Defects, increased wear can be determined by extraneous sounds, sharp movements.

Usually private companies offer:

The presence of problems with the car being sold can be detected already at the stage of the conversation with the seller. Many begin to refuse to sell if the buyer expresses a desire to call an independent expert to analyze the condition of the vehicle.

You don't need to be an expert to understand that the quality of such a product is highly questionable.

If the seller does not allow checking a used car, it is better to immediately refuse to buy it and find another option, otherwise you can waste precious time and a large amount of money.

If you decide on an independent inspection, use the following recommendations and familiarize yourself with some of the subtleties:

Carefully inspect the body from all sides, evaluate the uniformity paintwork. If there are differences in shades or gloss, then the car was repainted. This is usually done during repairs following an accident or significant corrosion.

Even a slight color mismatch can indicate deception, since it is very difficult to choose a native paint for a car in a car service for repair work.

The thickness gauge will help to identify the painting and putty of some parts of the body... Such a device measures the thickness of the material or the coating layer of the material with high accuracy, without violating its integrity.

Do the inspection in the daytime, in a well-lit area. The car must be absolutely clean. Even small dirt can hide defects.

Refuse to buy right away if you found signs of defects that could appear after an accident, and the seller stated that the car did not get into an accident.

After purchasing a used car, you will not be able to make claims for malfunctions that may appear later during operation, since usually the car purchase and sale agreements contain the wording: “Claims for technical condition and I have no completeness ”. Under this phrase you sign, securing its legal significance.

Conduct the inspection in stages, and preferably with the help of professional independent experts, if you are not sure of your knowledge.

Start with paperwork, check online, end with consumable health check. Potential buyer must take part in all stages of the inspection.

Still, you have to look, because defects are really different. They somehow cut my headlight and that's it, but I made a report to the traffic police - they wrote that half the hood was blown up. In this regard, for me, auto-tech is more reliable. I haven't used any others, I can't say anything, but I think it makes sense to mix the verification methods in order to get more guarantees.