Preferential car loan in. What crossovers in Russia will give a preferential loan

Recall, according to the Government Decree, the maximum cost of the car, which in 2017 can be purchased on credit for special conditions, from 1 150,000 to 1,450,000 rubles. Thus, the number of not only available models, but also the sets - some cars from nowend became more attractive to buy according to the program, since earlier only their "empty" basic versions hit the list.

The government expects manufacturers to realize on credit preferential conditions (for 3 years under 8-10% per annum) at least 350 thousand cars. It is obvious that crossovers will take a significant proportion among them - according to the results of the first quarter of 2017, this segment bypassed the B-class. Yes, and choose buyers there are from what.

So, in a preferential list, absolutely all configurations of the country's crossover - Hyundai Creta. . From the basic for 789,900 rubles to the top - with a 2-liter 150-strong engine, 4x4 formula and "automatic" - for 1 199 900. By the way, it is available for 969,900 rubles - with "mechanics" and a motor 1.6.

In the list and the second most popular SUV - Renault Duster. With the initial price of from 639,000 rubles. On a loan for special conditions, you can even take the top all-wheel drive versions with gasoline engine 2.0 (143 hp) and "automat" for 1,019,990 and a diesel semi-liter unit (109 hp) for 1,009,990.

By the way, it was easy to meet the designated framework and Renault Kaptur. - from fully drive, AKP-4 and the same gasoline double-liter engine is estimated at 1,179,990 rubles.

About domestic all-terrain Lada 4x4.and his "consolidated relative" Chevrolet Niva. Not worth talking - thanks to low prices, they have always been sold on credit with benefits. The most expensive three-door Lada costs 558,900 rubles, five-door - 603 900. The Russian-American car prices are just above - reach 732 500. The same applies to both models. UAZ - "Patriot" and "Hunter"which sell a maximum of 1,055,000 and 679,990 rubles, respectively.

Naturally, they are present in the list and popular "Chinese" (about unpopular default). In particular, Lifan X60. (stands to 919,900 rubles per car with a motor 1.8 and a variator), Geely Emgrand. X7. (up to 986,000 - with a 2.4 engine and "automatic") and at once three SUV Chery. The most expensive of them will cost 1,179,900 rubles - Chery Tiggo 5. In the luxury version with a 2-liter engine and variator. Tiggo 3. sold at a price of up to 909,900 rubles, and Tiggo 2. - up to 889,900.

Lovers of real "passing" can choose Suzuki Jimny. - The most expensive up to 1,259,950 rubles, and the rest of the adepts of the Japanese brand philosophy remains four versions of the crossover SX4. With engine 1.6, including with a complete drive - for 1,339,000 rubles a maximum.

There is from what to choose and fans Nissan.. The most popular brand crossover Qashqai. It costs from 985,000 rubles and no more than 20 sets of model are stacked in the desired amount - up to Le Roof with a 2-liter engine (144 hp) and a stepless variator. There are all-wheel drive versions with the same engine and transmission, but in a simpler execution - at prices from 1,373,000 to 1,417,000 rubles. You can also purchase all possible versions of the "Japanese" DUSTER - Terrano., Including top all-wheel drive with automatic machine for 1,220,000 rubles. In addition, three front-wheel drive options are available with benefits. Nissan X-Trail.

In the "limit" fully met Kia Soul. Even the "" 204-strong version of which is 1.6 GDI - estimated at 1,369,000 rubles. But U. Sportage Four first configurations are available - including with a 2-liter engine (150 hp) and "automatic".

Similar situation S. Ford.. Here you can choose from the whole line EcoSport. with a maximum price of 1,215,000 rubles (including full-wheel drive and ACP), but Kuga. Only starting equipment with an engine 2.5 (150 hp) and AKP-6 came to the program.

The same thing - with Mazda CX-5Which in the price "limit" two front-wheel drive versions with "mechanics" and "machine" (1,450,000) were laid.

The only remaining left Volkswagen. Equipment "Old" Tiguan. Trend & Fun with Motor 1.4 TSI (122 hp) and "mechanics". But the cheapest costs from 1,459,000 rubles, but it is possible that the manufacturer will relieve 10 thousand to and this model enters the preferential list.

The same thought arises and when analyzing the proposal for Skoda Yeti. Which under the "limit" got all versions, except for the top-level all-wheel drive, which costs 1,469,000 rubles.

By the way, the getting into the cherished list was earlier for manufacturers and distributors a reason for a short price reduction. As will be this time - time will show.

As we wrote earlier, this year will continue the following support programs automotive industry, among other things, the program of preferential car loans. All information agencies are now written about this. And there is a reason to write:, the maximum cost of the car purchased on a preferential car loan with state support, increased from 1.15 million rubles to 1.45 million rubles. The corresponding ruling has signed today, May 11, Prime Minister Dmitry Medvedev.

The importance of this resolution is that the amendments to the banks of the banks of the drop-down income on loans, which "said so much", were announced and approved at the official level, which should not not please those car enthusiasts that plan to acquire new car on a preferential car loan with the help of a state discount. "The signed decree was made to the Rules, changes were made by the action of the program of preferential car loans extended for 2017," the press service of the Government of the Russian Federation reports. In addition, buyers except benefits on this program can use.


Preferential car loan will support automakers and buyers

The continuation of the program of preferential loans to buy new cars should be favorably affected by the buying demand and improve the employment of Russians by saving sales automotive products at the same level. Already now (over the past period in comparison with last year) it is clear that the demand for car loans is growing. The main change, as already mentioned, increasing the upper price plank, thanks to which buyers will be more free in the choice of car loan on the car loan with state support. About us, we wrote earlier.

In total, it is supposed to sell 350 thousand new cars before the end of the year, a state reserve of 10 billion rubles was created to compensate for the drop-down income and maintaining the program of preferential car loan. Discount for buyers will be a fixed value of 6.7% of the "standard" rates on the car loan. In case of reluctance or inability to reduce the bank interest rate This magnitude, the "Effect of State Support" will be achieved proportionate to the decline in the cost of a new car to design a lending agreement, for example, from 550 to 500 thousand rubles.

* Information at the time of reading may become outdated. To discuss a note, visit our.

The credit rate on preferential car loans will be 1%! You are not mistaken, reading the title, and we did not make a mistake by placing it. The Government of the Russian Federation plans to establish the interest rate of the car loan ...

Preferential car loan with state support in 2017 Conditions and list of cars.


The state program for subsidizing car loans in 2017 is a program that is designed to increase demand for cars domestic production. In 2017, the state support of car loans to new and used cars will continue with the help of banks.

What will be the state subsidy of car loans in 2017? What banks will participate in the program? What automobiles are dominated by state support next year? We will try to answer these and some other questions in this article.



Preferential car loan with state support in 2017. What is the essence of preferential car loans?


The main goal of the state support program is the help of the Russian automotive industry to increase demand for domestic cars. Clients who will acquire a car for this program will be provided with a discount.

Thus, if the size of the standard interest rate will be, for example, 15.5%, then when participating in the program, the rate will be reduced to 10%. The state takes responsibility to compensate for the borrower part of the cash loan payments. This means that the car's buyer will pay the bank less than 2/3 from the refinancing rate of the Central Bank.

Recall that the peak of demand for buying cars on credit was observed in 2011. After the banks tightened the requirements for borrowers, and also increased loan rates, demand began to fall sharply. In general, the amount of interest rates depends on many conditions, including from a particular bank, car brand or from credit period.

Preferential car loan with state support in 2017. Where does the program actively work?


To date, the program of preferential car loans has been successfully working in large Russian cities - Moscow, Nizhny Novgorod, Novosibirsk, Volgograd, Yekaterinburg, Kazan, Samara, Ufa, Chelyabinsk, as well as in Rostov-on-Don, St. Petersburg, Omsk and many others. Credit subsidies in 2017 will continue to work in these cities.

Please note that the borrower, choosing from a variety of proposals, must be taken into account that the larger the number of documents it gives to the bank, as well as the less a loan period will be, and more initial contributions on it, the less the credit rate will be.

In addition, it must be borne in mind that the total cost of the CASCO or CCAMA insurance policy is also influenced.



Preferential car loan with state support in 2017. Bank requirements for borrowers


When contacting the bank to obtain a car loan, you will need to clarify the list necessary documents and familiarize yourself with the requirements for borrowers. A car loan with state subsidy in 2017 in most banks will be issued to the following borrowers:

Age: 21-65 years;
Russian citizenship;
the presence of Russian registration;
official employment;
work experience - at least three months;
the size initial contribution - from 15%;
Positive credit history.

Requirements for borrowers may differ slightly depending on the bank.

When concluding a loan agreement with the Bank, be sure to familiarize yourself with the terms of the repayment and hidden interest.



Auto loan subsidy program in 2017: List of banks


You can buy a car on a loan with state support in VTB-24, Rosselkhozbank, as well as in the bank of Moscow, UniCredit Bank, Rosbank and other credit institutions.

In 2014, the most profitable loans Gazprombank and VTB-24 Bank, Rosselkhozbank and Sberbank of Russia were offered. Who will become a lending leader in the current year - is still unknown.

Those who are planning to purchase a car with state support in 2017, we advise you to familiarize yourself with the list of banks from the state program of preferential car loans in the table below:


Car loan with state support 2017: car list. Is it possible to get a preferential car loan in 2017?

Subsidies are provided by credit institutions in the amount of drop-down income due to the provision of discounts when issuing individuals (borrowers) of credits for the purchase of cars and insurance of the pledge subject, when performing the following conditions:

Pay attention, the grade of preferential car loans is limited December 31, 2017, i.e. In 2017, you can get government support.

For 2018, the program is still not distributed. However, do not be upset about this. The state subsidy program of the car loans was first introduced in 2009 and was repeatedly extended. For example, the program was extended for 2017 only from May 19, 2017. Those. It is possible that the program will be extended and for 2018.

Note. If the program of preferential car loans is extended, this article will be supplemented.

Car loan with state support 2017: car list. What discount can be obtained by subsidizing?

The progress of lending provided for by the loan agreement is defined in the form of a difference between the credit organization's credit loan for the loan and:

two thirds key bet Central Bank Russian Federationacting at the date of issuing a loan - for loan agreements concluded in 2015 or in 2016;

a discount of no more than 6.7 percentage points for loan agreements concluded in 2017.

In 2017, a discount on a preferential loan is 6.7 percent.

Note, this is the maximum value. In practice, some banks can provide a smaller discount. However, there is no particular point in this, because Discount in any case is compensated by the state.

For example, if the bank "smile" gives car loans for 15 percent per annum, then taking into account state support The interest rate for the driver will be

Car loan with state support 2017: Conditions and list of cars. What cars are the provision of state support program in 2017

Most often drivers are trying to find a list of cars containing specific models and stamps. However, there is no such list in the Government Decree. Listed only the general requirements that the car must match:

The total mass of the acquired car does not exceed 3.5 tons, and its cost:

no more than 1000 thousand rubles - for cars purchased in 2015;

no more than 1150 thousand rubles - for cars purchased in 2016;

no more than 1450 thousand rubles - for cars purchased in 2017;

The acquired car at the date of issuing a loan was not on the registration records in accordance with the legislation of the Russian Federation and was not owned by any individual;

Acquired car produced:

in 2015 or in 2016 - for cars purchased in 2015 or in 2016;

in 2016 or in 2017 - for cars purchased in 2017;

Mark. Ident. TC number (VIN) Model
Chevrolet X9l Niva
Chevrolet , Xuf. Cruise
Fiat XU3. Albea
Fiat XO3. Doom
Fiat Z7g. Ducato
Ford X9f. Focus
Kia Xwk. Spectrum
Lada XTA 1117, 1118, 1119, 2105, 2107, 2111, 2112, 2113, 2114, 2115,2121, 2131, 2170, 2171,2172
Lada Xwk. 2104
Lada X7d, z7z. 2107
Lada X7y 2114
Lada X98. 2329
Renault X7l Logan
Skoda XW8. Fabia, Octavia
UAZ Xtt Hunter, Patriot, Pickup
UAZ XU1. Hunter, Patriot
UAZ Xtt 2206, 2860, 3303, 3741, 3909
GAS X96. 2217, 2310, 2705, 2752, 3221, 3302
Volga Xth, x96 Siberian
IZH Xwk. 2717
Hyundai X7m. Sonata, Accent
Tagaz X7m. Tiger, LC100, Road Partner

The car must meet the following requirements:

Cost up to 1,450,000 rubles.

The total mass does not exceed 3.5 tons. Those. We are talking about cars category B (both passenger and freight).

The car is new.

Car manufactured in 2016 or 2017.

The most important factor in this list is the cost of the car. You can get lending support for any car whose cost does not exceed 1.45 million rubles. This list includes cars of various brands and models.

Note. If the car stands just more expensive than 1.45 million rubles, then you can bargain in the car dealership.

For example, let the cost of the car in price constitute 1.5 million rubles. If you know how to bargain and be able to bring down the cost of the car by 50,000 rubles to 1.45 million rubles, it will be possible to buy such a car according to the program of preferential lending.

Those. The actual cost of buying a car is the decisive factor.

Car loan with state support 2017: car list. Conditions for receiving car loan on the state program?

In addition to the requirements of the bank presented in the receipt of car loans, the Government Decree provides for additional restrictions:

d) the provision of a loan is the key to the acquired car;

e) an individual made a prepayment in the amount of at least 20 percent of the cost of the acquired car - for cars purchased in 2015 or in 2016;

g) the term of the loan agreement does not exceed 36 months;

Important conditions for obtaining preferential lending:

The initial contribution is at least 20 percent of the cost of the car. This requirement was used until 2016, since 2017 you can take a preferential car loan without the initial contribution.

Credit period - no more than 3 years.

The program of state support for car loans gives a good opportunity to purchase a vehicle without a substantial overpayment. It remains to hope that it will be extended and the next year.

Preferential car loan with state support in 2017. Latest news

The Russian government has made changes to the procedure for granting subsidies for implementing preferential car loan programs. This is stated in the ruling published on the government website.

The relevant decision was signed by the Russian Prime Minister Dmitry Medvedev. It makes changes to Resolution No. 364 of April 16, 2015, in which the rules for granting subsidies for preferential car loans were approved.

According to new changes, Russians planning to purchase a car on credit in the current year will be able to get a discount of 10% of its cost. Benefits will be provided to citizens who have two or more minor children (program " Family car") And those who buy a car for the first time (the first car program).

In 2017, the state car loan support program continued. It is aimed at supporting the automotive industry. With the help of banks, the provisional support of car loans helps the Russians to acquire new and second-hand cars. Get acquainted with the terms closer.

The state program subsidizing car loans is a kind of financially aid to automakers and residents of the country, from the government and the Ministry of Industry.

Her goal is:

  • support russian manufacturers automotive technology and enterprises carrying out the assembly of foreign cars;
  • development of the domestic car market;
  • improving the economic situation in the country;
  • satisfying growing demand for new cars.

Conditions of the provisional support program of car loans in 2017

The conditions of the program in 2017 have changed:

  • increased the cost of the car, which falls under preferential lending to 1.45 million rubles;
  • the size of the initial contribution of up to 20% has decreased, and its complete cancellation plans;
  • extended a list of cars that fall under preferential lending. SUVs and other popular models were added to the budget. The list of such cars is presented below. But each bank independently chooses cars for lending with government subsidies;
  • the loan is issued in rubles, additional commissions and fees does not provide. However, banks may urge insurance programs, which affects the cost of a loan;
  • the maximum loan period is 3 years;
  • the discount on credit with state support has become fixed and is 6.7%;
  • families with two and more children are allowed to acquire a car for maternity capital;
  • it is planned to introduce new target credit programs for the purchase of new cars with attractive conditions.

The advantages of the program support for car loans are obvious:

  • the state compensates for banks to the income, affected by reducing rates;
  • car enthusiasts - the ability to purchase a new car at a 6.7% rate reduced.

Some car dealerships and banking institutions working on the state program offer new cars without reducing interest rates. Sellers proportionally lower the cost of the car, which also looks attractive.

List of cars in the state program in 2017

Only individual cars take part in the state program of support for car loans. List of cars 2017:

car model

Ident. TC number (VIN)

1117, 1118, 1119, 2105, 2107, 2111, 2112, 2113, 2114, 2115,2121, 2131, 2170, 2171,2172

Fabia, Octavia

Hunter, Patriot, Pickup

Hunter, Patriot

2206, 2860, 3303, 3741, 3909

2217, 2310, 2705, 2752, 3221, 3302

Sonata, Accent

Tiger, LC100, Road Partner

Conditions for receiving car loan with state support

Conditions for receiving car loans with state support are the same for all banks:

  • car loan is issued only in rubles;
  • credit funds are allocated only to buy a car from the list above. The cost of such a car is no more than 1.45 million rubles, and the weight is up to 3.5 tons;
  • you can only purchase cars registered on this program. legal entity and issued less than a year ago;
  • the initial contribution is 20%;
  • launch period - up to 36 months.

At the same time, behind banking institutions left the right to adjust, offer more profitable terms lending for customers. However, they cannot: change the maximum interest rate, the amount of advance payment, other requirements for both deadlines and overpayments.

Who will receive autostat with state support

General requirements for borrowers:

  • russian citizenship;
  • age - 25-65 years;
  • official employment over the past 6 months, which confirms the official certificate;
  • confirmation of solvency in the form of certificate of income;
  • positive credit history, lack of debts and overdue for previous loans.

Loyal conditions for state support are attractive. But all car enthusiasts will be able to take advantage. Some persons will be denied the car loan with state support. This will happen to those who:

  • do not meet the requirements of the program;
  • did not provide the necessary documents;
  • he has a negative credit history.

Also in lending will be denied women with children up to 6 months.

A package of documents provided by the borrower will be considered within 2-5 days. If at least one requirement is not satisfied, the car loan will be denied.

List of banks - participants of the program for preferential coporyback

In 2017, over 90 banks are implementing car loan programs with state support. As noted above, the Bank is given the right to independently make adjustments to the terms of lending. Therefore, bank offers are distinguished, as well as advantages. Clients are allowed to repay the credit ahead of schedule, no commission, etc.

Conditions 10 attractive car loan programs with state support:

Bank

Program

Interest rate (% per year)

Features

Rusfinance Bank

FIAT (DOBLO, DUCATO, SCUDO, FULLBACK, PERSONAL INSURANCE)

Obligated. Casco registration and personal insurance of the borrower

Bank "Saint-Petersburg

Government program

Obligated. Casco registration, no need to confirm income

Lokomotiv (with state subsidy)

In the absence of CASCO and life insurance, the rate increases by 3% for each policy.

Lockobank

Loco-auto Prestige State

Obligated. Casco Registration in the CC approved by the Bank

Avtolat (state subsidy program)

Obligated. Casco registration, DSAGO and life insurance - voluntarily

Obligated. Casco's design, if the client does not agree, the rate increases by 2.18%

Sovcombank

Auto style-special (state subsidy)

When refusing to casco or personal insurance, the rate increases

Svyazbank

Your car (with state support)

Obligated. Casco registration, in the absence, the rate increases by 3%

Setelem Bank

Partner (subsidized, classic Hyundai, KIA)

Early repayment in compliance with the conditions of the bank

The state car loan support program makes the purchase of cars affordable. Therefore, the number of borrowers who used this chance is constantly growing.

Preferential car loan with gossubsidias for 2017

Subsidies

The Government of the Russian Federation adopted a resolution of May 3, 2017 No. 514 "On Amendments to the Government Decision
Of the Russian Federation of April 16, 2015 NO 364 ", in accordance with which car loans with state support extended for 2017.

Buy a car with the help of car loan, it's good, but to buy with preferential car loan with state support - it is also much cheaper. The decision to make a loan to buy a car is a very responsible step and it is necessary to solve it without fussing and hurry, after analyzing the interest rates and offers of several banks. And it is best to issue a preferential car loan by using the borrower's cost subsidy subsidization program, in which the cost of interest is significantly reduced.


Preferential car loans with state subsidy is carried out from 2013 to 2017 - with periodic intervals of fading and changes in conditions. So, for 2017, the State Support Program of the Domestic Auto industry was approved by the Government of the Russian Federation on May 3, 2017, and funds were allocated to its implementation from the federal budget that would provide subsidies in order to implement 350,000 cars. The total financing of the program for 2017 is scheduled for 10 billion rubles.

From 2015 to 2017, there are rules for the provision of subsidies from the federal budget to Russian credit institutions to compensation for loan revenues issued by Russian credit institutions to individuals for the purchase of cars, approved by Government Decree No. 364 dated April 16, 2015.
For 2017, this resolution was amended, which were approved by the Decree of the Government of the Russian Federation of May 3, 2017 NO 514 "Changes that are entered into the Decree of the Government of the Russian Federation of April 16, 2015 NO 364"

Conditions of preferential car loans and state subsidy requirements for 2017

In 2017. Government subsidies are provided on preferential car loans.that must comply with the following requirements:

  • the cost of the car is not more than 1450 thousand rubles;
  • full mass vehicle - not exceed 3.5 tons;
  • the acquired car must be produced in the Russian Federation in 2016 or in 2017;
  • car loans are issued only in rubles (the period of registration - from January 1, 2017 to December 31, 2017 inclusive);
  • ensuring the credit - the key to the acquired car;
  • the car was not previously on the registration record in accordance with the legislation of the Russian Federation, was not issued on individual - i.e. The acquired car must be new;
  • only urgent interest on auto loan is subject to refund;
  • the term of the loan agreement is not more than 36 months;
  • the interest rate of the lending provided for by the loan agreement is defined in the form of a difference between the credit organization's current loan and a discount rate of no more than 6.7 percentage points (this is for loan agreements concluded in 2017).
Taking into account the conditions State program Credit subsidies for 2017 banks participating provide their own lending terms, such as the:
  • Loans are provided only to citizens of the Russian Federation;
  • Loan period - up to 3 years (36 months);
  • The minimum size of the initial contribution is from 15% of the cost of the car, i.e. Banks do not limit customers as an increase in the size of the initial contribution of their own funds;
  • The interest rate on the loan is determined by the bank and decreases on subsidizing
  • The minimum loan amount by banks is installed independently
The main conditions of preferential car loans for participating banks always look almost the same, but additional conditions and interest rates may differ. So, crediting conditions may vary in such positions as:
  • the credit rate from which the current interest rate on the loan is scheduled (minus subsidies);
  • the minimum term on which the loan is issued;
  • minimum loan amounts;
  • requirements on experience work at the current job place;
  • registration requirement (registration) at the place of receipt of the loan and others.

The procedure for calculating the interest rate at a grade car loan

Reimbursement of a part of interest due to government subsidies is calculated in accordance with P.
3-6 of the Changes of the Government attached to the Decree No. 514 of the Changes, namely:
h) the credit rate provided for by the loan agreement is determined in the form of a difference between the credit organization's credit loan issuing a loan and:
  • two third key rates of the Central Bank of the Russian
    Federation, acting on the date of issuing a loan - for credit
    contracts concluded in 2015 or in 2016;
  • discount in the amount of not more than 6.7 percentage points for credit
    contracts concluded in 2017.

So, from the interest rate established by the Bank for standard compensation programs, a part calculated on the basis of the new rule is subject to. Only urgent interest are subject to compensation.

The interest rate on preferential car loans for 2015-2016 has depends on the key rates of the Bank of Russia, which acted at the time of issuing a loan, and was calculated by the formula: N \u003d d - 2/3 x p
where:
P - interest rate,% per annum;
P is the refinancing rate of the Central Bank of the Russian Federation, operating at the date of issuing a loan,% per annum.

Currently, i.e. For 2017, it is somewhat different: N \u003d d - with
where:
P - interest rate on a preferential car loan in% per annum;
D - current interest rate according to the standard car loan program at the date of issuance of a loan,% per annum;
C is a discount of not more than 6.7 percentage points.

Acting at the time of receipt of the car loan key / refinancing rate can be viewed especially to emphasize that basic bets Different banks involved in the car loan program with subsidies, which begins the calculation of the preferential interest rate on the car loan - different, therefore it is worth viewing the rates of several banks before contacting a particular bank.

Cars falling into preferential car loans 2016

The action of the program of preferential car loan applies to passenger and lungs commercial cars Weighing up to 3.5 tons, not previously on registration records in accordance with the legislation of the Russian Federation, i.e. on new cars russian production.

The goal of the program is the support of the country's automotive industry through the incentiveness of demand for cars and light commercial cars of domestic production.

Approximate list of cars that may approach the program of preferential car loans 2016-2017, taking into account data at market prices as follows:


1. Chevrolet Niva;20. RENAULT DUSTER;
2. Lada Vesta;21. Kia Rio;
3. Chevrolet Cruze;22. Renault Logan;
4. Mazda 3;23. Kia Cee'd;
5. Chevrolet Aveo;24. Renault Sandero;
6. Mitsubishi Lancer;25. Lada Granta;
7. Chevrolet Cobalt;26. Skoda Fabia;
8. Nissan Almera;27 Lada Kalina;
9. Citroen C4;28. Skoda Octavia;
10. Nissan Note;29. Lada Priora;
11. Citroen C-Elysee;30. Toyota Corolla;
12. Nissan Tiida;31. Lada Largus;
13. Daewoo Nexia;32. Volkswagen Polo;
14. Opel Astra;33. LADA 474;
15. Daewoo Matiz;34. Bogdan;
16. Peugeot 301.35. Lada Samara;
17. Ford Focus;36. UAZ;
18. PEUGEOT 408;37. ZAZ.
19. Hyundai Solaris;- -

Banks made up of preferential car loan with state subsidy

Subsidies are provided only to those banks that will conclude "contracts for
granting subsidies "with the Ministry of Industry and Trade of the Russian Federation.

For 2017, the list of banks participating in the program has not yet been formed, since the term of concluding contracts for the provision of subsidies for banks is established - until May 30, 2017 inclusive. Before that time banks who decided to participate in the program should submit to the Ministry of Industry and Trade of the Russian Federation a statement on the conclusion of a subsidy agreement (in arbitrary form), which indicates information about state registration credit organization with the application
required documents.

Successful to you choose the brand of car and bank for preferential car loans.